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You might have substantial private property and don’t would like to lose them to liquidation, foreclosure, or repossession. A major example is For those who have a large amount of equity built up in your home.
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When you finish your pre-bankruptcy counseling session and file formally, an “automated stay” is issued by the courts.
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Many people Feel bankruptcy is all about liquidating assets to pay back again your debts ahead of the remaining balances are discharged. Having said that, a Chapter 13 bankruptcy is about making a courtroom-ordered decide to fork out back your debts.
Chapter seven bankruptcy is usually named “liquidation” bankruptcy. People typically opt for this chapter when they don't have ample income to repay their debts. Most debts in Chapter 7 are eradicated and absolutely discharged.
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